In business we have a responsiblity to provide a safe enviroment for our employees and visitors. By Pat Testing all your electrical equipment you have taken legal precausions to enforce this making this service a worthwhile investment should you face a concern.
Also Ignoring the obligations imposed by The Electricity at Work Regulations 1989 under the Health and Safety at Work act 1974 could invalidate a company's insurance policies which again leaves your business wide open to claims from a raising claim culture and no win no fee solicitors.
A typical insurance policy condition requires the policy holder to "take all reasonable precautions to prevent or diminish loss, destruction or damage occurrence or cease any activity which may give rise to liability." This act in effect also requires the implementation of a systematic and regular program of maintenance, inspection and testing in the following circumstances:
Insurance company “GET OUT” clauses
Insurance companies have a responsibility to their owners to manage the risks they underwrite. To help reduce these risks they expect you to manage the risks you expose them to. They ask that you manage the risks you expect them to underwrite. If you or negligent, they would be within their rights to refuse to accept your claim.
The following places have an obligation to follow a PAT programme of maintenance, inspection and testing:
Where appliances are used by employees.
Where the public may use appliances in establishments such as rented properties, hospitals, schools, workshops, warehouses, hotels, office's, shops etc.
Where appliances are supplied or hired.
Where appliances are repaired or serviced.
The HSE Memorandom of guidance on the Electricity of work regulations (HS(R)25) advises that records of maintenance, including test results will enable the condition of equipment and the effectiveness of maintenance policies to be monitored.
Employ Pat Man today and we will furnish your business with a safety certificate eliminating your exposed risk.
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